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Which cruise brand is best for you? A guide to the most popular lines

Jan. 09, 2025
15 min read
Royal Caribbean
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Thinking about booking your first cruise? The sheer range of choices can be daunting. There are more than two dozen lines marketing to North Americans — no two alike.

The list of brands includes everything from giant companies such as Royal Caribbean and Carnival Cruise Line, which are household names, to lesser-known small-ship operators such as Windstar Cruises.

Some of the brands — Royal Caribbean, MSC Cruises and Norwegian Cruise Line, in particular — operate massive vessels that are like giant floating resorts with multiple pool areas, deck-top water parks and other over-the-top amusements. Others specialize in intimate, boutique hotel-style ships.

Some lines, such as Carnival, are aimed at a budget crowd. Others operate vessels that are as luxurious as any upscale resort found on land. A few small luxury players, such as Regent Seven Seas Cruises, have ships with lavish suites that'll cost you as much as $11,000 a day.

Where should you start your search for the perfect cruise for you? Below, you'll find our quick guide to some of the most popular cruise brands. As you'll see, it's not meant to be an in-depth review of the lines. It's just a short overview — enough to give you a sense of which particular cruise operator might best appeal to you.

Once you've narrowed down the choices to a few brands that you think best fit your style, do a deeper dive into them and their specific ships, their itineraries and home ports and their comparable costs (either on your own or with the help of a cruise-savvy travel agent). Note that TPG has many in-depth guides to individual lines, which you can find by clicking on our cruise line hub pages linked in each segment below.

Related: TPG's ultimate guide to picking a cruise line

Azamara

With just four ships, each holding fewer than 700 passengers, Azamara is one of the smallest players in the cruise business. But it has a loyal following of travelers who appreciate the upscale ambience of its vessels, the inclusive amenities it offers (including gratuities and alcoholic drinks) and its destination focus.

The line prides itself on offering longer stays in ports, including multiday visits. Its ships have an intimate, boutique-hotel feel. Pricing is higher than at the big, mass-market lines but not quite as high as you'll find at luxury lines.

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Related: 5 things to love about Azamara's newest ship

Carnival Cruise Line

A white ship with a blue hull sailing on blue water with blue sky and clouds in the background

Carnival Dream. DANNY LEHMAN/CARNIVAL CRUISE LINE

The self-described "fun ship" line is the king of short, affordable, fun-focused cruises from U.S. ports to the Caribbean, the Bahamas, Mexico and beyond.

The choice of roughly one in five cruisers, Carnival Cruise Line's ships are notoriously lively, flashy and packed with fun features such as water parks with multiple waterslides. Just don't expect anything too fancy.

Related: The ultimate guide to Carnival Cruise Line

Celebrity Cruises

Celebrity Beyond. CELEBRITY CRUISES

Designed to be a cut above mainstream options such as Carnival while remaining relatively affordable, this Miami-based "premium" line is known for some of the most stylish big ships at sea.

Expect high-end design, cutting-edge art and trendy restaurants. In short, Celebrity aims for sophisticates, not the party crowd (although it's not a luxury product).

Celebrity's four newest ships, Celebrity Edge, Celebrity Apex, Celebrity Beyond and Celebrity Ascent, feature "infinite veranda" cabins that are open to the sea in a way we haven't seen with other ocean ships. They boast a glass wall that opens from the top to create a balcony-like effect.

Crystal Cruises

An aerial view of a cruise ship near the Sydney Opera House in Australia

A Crystal Cruises ship sailing into Sydney. CRYSTAL CRUISES

This much-beloved luxury line recently restarted operations under new owners after shutting down for 18 months. For years, it was considered the ultimate luxury cruise operator, and our take after sailing on one of the line's vessels after the relaunch is that it's even better than before. Initially, Crystal has returned to operations with just two ships. But it plans to expand rapidly with four more ships over the next six years.

Cunard

A storied line with roots that go back to the 1800s, this four-ship brand is perhaps best known for its 2,695-passenger flagship, Queen Mary 2. The ship lives up to its billing as a true ocean liner with semiregular, transatlantic service between Southampton, England, and New York.

Cunard fans love the line's relatively formal vibe (including nightly dress codes) and other nods to ocean liner tradition, including evenings with ballroom dancing. The line's fourth ship, Queen Anne, just debuted this year.

Related: Our take on Cunard's new Queen Anne

Disney Cruise Line

Disney Wish cruise ship docked

Disney Wish. STEVE DIAZ/DISNEY CRUISE LINE

Meet-and-greets with Disney characters, Disney-themed shows and the most extensive kiddie fun zones on the high seas are just a few of the family-friendly allures of a Disney cruise. If you're a Disney fan, nothing quite compares.

If Disney isn't your thing, well, this probably isn't the line for you. The biggest downside of the brand? As with Disney's parks on land, it doesn't come cheap.

Related: Disney Wish: 9 things to know about Disney's newest ship

Holland America

Tradition has long been a touchstone for this storied line, which dates back to 1873 and is known for carefully crafted, globe-circling itineraries on midsize ships.

However, Holland America has been shaking things up in recent years with lively new venues such as B.B. King's Blues Club. Couples and retirees are the market for this line. Families with kids might want to look elsewhere.

MSC Cruises

MSC World Europa cruise ship at sea

MSC World Europa. ACTIONDRONE/MS

A giant of cruising in Europe, Switzerland-based MSC Cruises is making a big play for North Americans with newer, bigger ships sailing year-round from Florida to the Caribbean and Bahamas. It also offers sailings from New York City.

Like Royal Caribbean and Norwegian, MSC Cruises operates big, resort-like vessels that appeal to a broad audience. Among the highlights of its cruises in North America are stops at its new private island in the Bahamas, the Ocean Cay MSC Marine Reserve.

Norwegian Cruise Line

An aerial shot of Norwegian Prima

Aerial shot of Norwegian Prima. NORWEGIAN CRUISE LINE

Multistory waterslides, ropes courses and even go-kart race tracks are among the gee-whiz attractions atop Norwegian Cruise Line's giant, resortlike ships. The vessels also are packed with eateries, bars, casinos and showrooms.

The brand is known for its entertainment, including big Broadway shows such as "Beetlejuice." If you're looking for a Las Vegas-style resort at sea, this is your line.

Related: The ultimate guide to Norwegian Cruise Line

Oceania Cruises

Oceania Cruises has carved out a niche with relatively small, upscale ships that offer a significant upgrade from mass-market vessels but aren't quite as fancy (or pricey) as luxury offerings.

Its seven ships feature a relaxed, country club ambience and inspired dining that appeal to a mostly older crowd.

Itinerary-wise, Oceania is known for destination-intensive voyages that typically are 10 nights or more in length, with some globe-circling trips as long as 180 days.

Related: Take a look at Vista, Oceania's stunning new ship

Ponant

This France-based line is a specialist in expedition cruising, a type of cruising that involves traveling to remote, hard-to-reach places on small, hardy vessels that carry their own landing craft.

Operating a fast-growing fleet of tough but upscale expedition ships (none carrying more than 264 passengers), Ponant is known for voyages to places like Antarctica and the Arctic.

If you're looking for waterslides and laser tag, this is not the cruise line for you.

Related: This epic Ponant trip will take you to the North Pole

Princess Cruises

Discovery Princess cruise ship in the Mexican Riviera.

Discovery Princess in the Mexican Riviera. PRINCESS CRUISES

Popular with middle-aged couples, retirees and multigenerational families, the "Love Boat" line's ships aren't as flashy (or big, for the most part) as those of Royal Caribbean and Norwegian, and that's just the way its customers like it.

Princess Cruises' customers also like its wide range of itineraries, including voyages in Asia, Australia and the Caribbean. It's long been one of the dominant lines in the Alaska cruise market.

Related: The ultimate guide to Princess Cruises

Regent Seven Seas Cruises

This Miami-based luxury line operates some of the most opulent vessels at sea, including three recently unveiled Explorer-class ships billed as the most expensive luxury vessels ever built on a cost-per-berth basis.

Regent Seven Seas Cruises is particularly known for some of the most over-the-top suites at sea (including some bigger than the average American home), some of the most inclusive fares in the cruise business and high levels of service. The only catch: You'll pay a pretty penny for it. Rooms on Regent ships start at around $1,000 per person, per day and can cost as much as $5,500 per person, per day.

Royal Caribbean

Royal Caribbean's Icon of the Seas during sea trials in 2023.

Royal Caribbean's Icon of the Seas during sea trials in 2023. ROYAL CARIBBEAN

For megaresort fans, there's nothing quite like a Royal Caribbean vessel.

The line's biggest ships are bigger than any others afloat (only MSC Cruises has ships that come close in size) and feature every type of amusement imaginable, from rock climbing walls and surfing pools to Broadway shows and ice skating rinks.

Families, in particular, will love this line, due to all the family-friendly activities and venues on its vessels. Royal Caribbean ships sail everywhere in the world, but the line's heaviest presence is in the Caribbean and Europe.

Related: The ultimate guide to Royal Caribbean

Seabourn

Another leader in luxury cruising, this seven-ship brand offers all-suite vessels, top-notch service and elegant cuisine.

As with other luxury lines, Seabourn offers a wide range of itineraries around the globe. It also recently jumped into more adventurous, expedition-style cruising with two new 264-passenger vessels designed to operate in polar regions such as Antarctica and the Arctic.

Related: This 10-night Seabourn adventure in Australia will wow you

Silversea Cruises

Silver Dawn cruise ship at sea

Silver Dawn. SILVERSEA CRUISES

Exquisite service, refined dining and well-appointed accommodations are hallmarks of this Monaco-based luxury line with more than a dozen vessels. Silversea Cruises is also known for its industry-leading array of off-the-beaten-path itineraries.

Its growing fleet of small expedition ships will take you everywhere from the Arctic to Papua New Guinea in style.

The Ritz-Carlton Yacht Collection

The pool deck of the Ritz-Carlton Ilma.
The pool deck of the Ritz-Carlton ship Ilma. RITZ-CARLTON

Fans of upscale hotel chain Ritz-Carlton will feel at home on one of this line's yacht-like vessels. The cruising arm of Ritz-Carlton, which only has been in operation for about two years, operates two relatively small ships that are designed to appeal to Ritz-Carlton regulars with an elegant, residential look. The ships sail around the world but spend most of their time in the Caribbean and Mediterranean. Pricing is very high.

Related: The ultimate guide to the Ritz-Carlton Yacht Collection

Viking

Viking Sky cruise ship off the coast of Tromso.

Viking Sky off the coast of Tromso, Norway. VIKING

This fast-growing line has dominated the world of river cruising for North Americans for years, and in the last decade, it's become a significant player in upscale ocean cruising as well. Viking's 80-plus river ships operate on just about every major river in the world, and its 11 ocean ships (up from just one in 2015) can be found in a growing number of destinations, too.

Viking is known for impeccably designed vessels with modern Scandinavian interiors and unusual, port-intensive itineraries. It also operates with a mostly all-inclusive format, as it has long subscribed to a "no nickel-and-diming" philosophy. Just don't bother booking the family. Kids under 18 aren't allowed on Viking.

Related: The ultimate guide to Viking cruises

Virgin Voyages

A view over the main pool deck on Virgin Voyages' Scarlet Lady cruise ship.

A view over the main pool deck on Virgin Voyages' Scarlet Lady. ASHLEY KOSCIOLEK/THE POINTS GUY

This relatively new cruise line, backed by Richard Branson's Virgin Group, is reinventing mainstream cruising with a hipper, more inclusive, younger vibe (though not too young; its ships are adults-only). Think tattoo shops, karaoke booths and no upcharges for tips or eateries.

Virgin Voyages' first three ships (Scarlet Lady, Valiant Lady and Resilient Lady) have suites by acclaimed designer Tom Dixon. Destinations include the Dominican Republic, Mexico and a private beach club in the Bahamas, as well as parts of Europe and Australia. A fourth vessel, Brilliant Lady, is scheduled to debut later this year.

Related: I've been on more than 150 cruise ships; here's why I loved my first Virgin sailing

Windstar Cruises

If the idea of sailing on a big ship makes you cringe, small-ship specialist Windstar could be the answer.

Its six vessels carry just 148 to 342 passengers — fewer than fit on a single big-ship lifeboat — and are wonderfully intimate.

Romantic types will love Windstar's three vessels with sails — a relative rarity. Foodies can choose one of the James Beard-themed cruises, which include market tours and cooking demonstrations with a James Beard Award-winning chef.

More guides that will help you plan a cruise:

Featured image by MICHEL VERDURE STUDIO/ROYAL CARIBBEAN
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits.

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  • Packed with credits foodies will enjoy
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Cons

  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber and other dining credits
  • You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
  • Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
  • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
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  • Annual Fee is $325.
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Rewards Rate

4XEarn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4XEarn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
3XEarn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
2XEarn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
1XEarn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • Intro Offer
    You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

    As High As 100,000 points. Find Out Your Offer.
  • Annual Fee

    $325
  • Recommended Credit
    Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    Excellent to Good

Why We Chose It

There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits.

Pros

  • 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
  • 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
  • Packed with credits foodies will enjoy
  • Solid welcome bonus

Cons

  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber and other dining credits
  • You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
  • Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
  • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
  • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.